Compliance-first real-world-asset platform

Institutional structure for real-world property finance.

We bring regulated, ring-fenced structure to property-backed investing, so income real estate can be financed and, in time, accessed through compliant digital instruments.

The problem

Property capital is locked in old structures.

Owners of income-producing property are tied to short, expensive, bank-led financing, and private investors have few transparent, well-governed ways to access property-backed returns. Existing tokenisation is often too speculative or too crypto-led. We take a different route: regulated structure first.

The platform

Built around regulated structure.

A regulated Luxembourg securitisation vehicle holds property exposure in ring-fenced, bankruptcy-remote compartments. Each compartment can refinance the underlying debt and, in later phases, issue compliant tokenised instruments to eligible investors.

The platform company is the manager and technology provider. It originates and manages. It is not the issuer of securities and does not hold the property on its own balance sheet.

How it works

Four steps, structure first.

01

Property comes onto the platform

Owners of cashflowing real estate bring assets into the structure.

02

Held in a ring-fenced compartment

A regulated Luxembourg securitisation vehicle isolates each asset pool, bankruptcy-remote by design.

03

Regulated instruments are issued

When available, the compartment issues compliant, identity-bound tokenised instruments under EU securitisation law.

04

Income flows to holders

Returns derive from the underlying property. Capital is at risk and nothing is guaranteed.

The product

Compliant by design, when it is ready.

Regulated structure

Built under Luxembourg securitisation law, with ring-fenced compartments.

Permissioned tokens

An identity-bound token standard: only verified, eligible holders can hold or transfer.

Regulated administration

KYC and AML run by a regulated administrator at product level. EU domiciled, EU data residency.

These instruments are in development and are not currently available. This is information only, not an offer, and not a financial promotion. Capital can be lost. Returns are not guaranteed.
Trust and compliance

Governance is the product.

Bankruptcy-remote

Ring-fenced compartments isolate each asset pool.

Regulated administrator

A regulated administrator handles KYC, AML and onboarding.

Permissioned tokens

An identity-bound token standard keeps holders eligible and verified.

EU data residency

Data stored in the EU, with GDPR by design.

Independent review

The structure is subject to independent legal, tax and regulatory review.

No hype

Plain language, clear risk, no guaranteed returns.

In practice

Proven on a real portfolio.

Our first pilot is a Dutch residential portfolio. We are using it to prove the structure and the platform model before scaling.

About

Built by an operator, not a marketplace.

The platform is being developed by the founder, with specialist providers engaged for regulated, technical and operational functions.

Armand Parris
Founder and CEO, Sirrapa Group Holding B.V.

Armand Parris is the founder of Sirrapa IT and the wider Sirrapa group of ventures, with more than two decades of experience building and securing digital infrastructure for major European organisations including Ahold Delhaize, ING, KLM, NS and CJIB.

FAQ

Common questions.

What is Crestone?
Crestone is a compliance-first platform that brings regulated, ring-fenced structure to property-backed finance and, in later phases, compliant tokenised instruments. Crestone is a working name; the commercial brand is pending trademark registration.
Is this an investment offer?
No. This site is information only. It is not a financial promotion and not an offer or solicitation to buy or sell any security or instrument.
What is a tokenised real-world asset?
A regulated instrument whose value derives from a real asset, such as income property, issued in compliant digital form so that eligible, verified investors can hold it.
How is investor protection handled?
Through bankruptcy-remote, ring-fenced compartments, a regulated administrator for KYC and AML, and a permissioned, identity-bound token standard.
Where is it regulated and domiciled?
In the EU, with a Luxembourg securitisation structure. The structure is subject to independent legal, tax and regulatory review.
When can I take part?
The product is in development and is not currently available. Join the keep-me-informed list and we will share updates.
Why is the brand shown as pending?
Crestone is a working name. The commercial brand is pending trademark registration.

Investing in the platform itself is by personal invitation only.

Investor area
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For partners and press: crestone@sirrapagroup.com